Rich People’s Group Chats: Money Secrets They Share Behind Closed Doors

You know those money tips you see all over social media? “Start a dropshipping business!” “Buy my crypto course!” “Create passive income with online courses!”

Here’s the thing – actual wealthy people aren’t posting about get-rich-quick schemes on TikTok. They’re sharing real strategies in private messages, exclusive groups, and invitation-only chats.

And let me tell you, what they discuss is completely different from what you see online.

Secret #1: The Real Estate Most People Miss

Forget houses and apartments. While everyone’s fighting over residential properties, wealthy people are quietly buying up:

  • Self-storage units (boring but incredibly profitable)
  • Parking lots (especially near hospitals or airports)
  • Land leased to cell phone towers
  • Warehouse spaces for e-commerce

Here’s what’s wild – a basic apartment might get you 6% returns if you’re lucky. But a well-placed parking lot? We’re talking 15-20% returns with way less headache. No toilets to fix, no tenants to chase.

Example: A small parking lot near a busy hospital:

  • Purchase price: $200,000
  • Monthly revenue: $4,000
  • Expenses: Almost nothing
  • Maintenance: Repaint lines once a year

That’s the kind of deal getting shared in private chats, not on Instagram.

Secret #2: The “Boring” Businesses They Love

While everyone’s trying to be the next tech startup or Instagram influencer, wealthy people are quietly buying the most boring businesses you can imagine. And they’re making a killing.

Here’s what they’re actually excited about:

  • Laundromats in college towns
  • Commercial cleaning services
  • Vending machine routes
  • Dumpster rental companies
  • Mobile car detailing services

Why? Because boring = profitable.

Let me break this down with real numbers:


A typical laundromat in a good location:

  • Monthly revenue: $8,000-15,000
  • Staff needed: 1 part-time person
  • Main work: Machine maintenance and collecting quarters
  • Best part? People need clean clothes in any economy

Meanwhile, your friend’s “revolutionary” app idea hasn’t made a dollar yet.

Secret #3: The Network Game

Here’s something you won’t hear in public: Wealthy people aren’t connecting on LinkedIn. They’re not at those $500 networking events either.

Where are they actually networking?

  • Private sports clubs (think golf, tennis, yacht clubs)
  • Industry-specific masterminds ($25k+ to join)
  • High-end fitness studios (the 6 AM crowd)
  • Charity board meetings

And they’re not talking about “synergy” or “touching base.”

They’re having conversations like:
“Hey, my commercial tenant’s lease is up next month. Know anyone looking for 5,000 square feet?”
“Just sold my logistics company. Looking to invest in something similar. Any leads?”

Real deals happen between workouts or during the back nine, not at networking happy hours.

Secret #4: Their Actual Views on Side Hustles

Let’s talk about what wealthy people really think about those trending side hustles.

Spoiler alert: They’re not selling courses on how to sell courses.

Here’s what they actually consider worth their time:

  • Silent partnerships in local businesses (write a check, collect profits)
  • Buying existing cash-flowing websites
  • Fractional ownership in commercial equipment
  • Investment partnerships in rental properties

Real example of what they avoid vs what they chase:


Avoid: Spending 20 hours to make $200 on DoorDash
Chase: Spending 20 hours setting up a system that makes $2,000 monthly forever

Secret #5: The Wealth Protection Playbook

While everyone’s obsessed with making money, the real private conversations are about keeping it.

And no, I’m not talking about hiding money in offshore accounts.

Here’s what they’re actually discussing:

  • Using LLC structures for each income stream
  • Strategic life insurance policies as tax-free investment vehicles
  • Self-directed IRAs for alternative investments
  • Asset protection trusts

The conversation in these groups isn’t “how to make your first 100k” – it’s “how to protect your first million.”

Quick example of what this looks like:
Instead of: Putting all investments in your personal name
They do: Create an LLC for each property/business venture
Why? Because if something goes wrong with one investment, the others are protected.

Secret #6: The Information Diet

You won’t believe what wealthy people actually read and listen to.

Hint: It’s not motivational quotes or crypto Twitter.

What they’re really consuming:

  • Industry-specific newsletters (boring but valuable)
  • Local government meeting minutes (for upcoming development plans)
  • Court records (for distressed asset opportunities)
  • Specialty legal and tax updates

Here’s what a typical week looks like:

  • Monday: Review local business journal for sales/acquisitions
  • Tuesday: Check county records for new development permits
  • Wednesday: Read industry newsletter for market trends
  • Thursday: Review local auction listings
  • Friday: Check business broker listings

While others scroll Instagram, they’re scanning for opportunities.

How to Actually Use This Information

Look, I know what you’re thinking – some of this stuff seems out of reach. But here’s how to start:

Start Small But Think Big:

  • Can’t buy a laundromat? Start with two vending machines
  • Can’t join a yacht club? Join a local business association
  • Can’t buy commercial property? Start with a parking spot

Focus on Learning the Right Things:

  • Skip the influencer content
  • Find local business groups
  • Subscribe to boring but valuable newsletters
  • Follow actual business owners, not business coaches

Set Up Your Foundation:

  • Open an LLC (it’s cheaper than you think)
  • Start building your professional network
  • Learn basic tax strategies
  • Find a mentor who’s done what you want to do

Remember: Wealthy people aren’t doing anything complicated – they’re just doing the unsexy things consistently.

Your move: Pick one “boring” opportunity this week and dig deeper.

While everyone else is chasing the next big thing, you’ll be building real wealth, one unsexy decision at a time.

After all, the best time to start thinking like the wealthy isn’t when you’re rich – it’s before.

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